Frequently Asked Questions
What is a payday loan?
No credit check loans, often referred to as payday advances, are short-term loans which are borrowed until your next paycheck.
What are the requirements for a loan?
You must be currently employed, have an active bank account with direct deposit, and must be at least 18 years of age.
What services do we offer?
We offer the fastest and easiest way for customers to get a cash advance when they need it the most. We will review and have your application submitted to more than 70 trusted lenders to help you find the best loans online.
Do you do credit checks?
We do not provide any form of credit checks. We find the best lenders for your application and match you appropriately with them. Our partner lenders do not run credit checks; they will however look at your loan history.
How do I receive cash?
All approved loans online are only deposited directly to your bank account. Domain.com works with only trusted, reputable lenders to ensure you the lowest rates and fees.
How quickly can I get money?
Most of the time the money will be deposited into your bank within the next business day, if the application and approval dates falls on a holiday, you will receive the funds within the next business day after the bank holiday.
How long do I have to pay back the loan?
Typically your first payment will be on your next paycheck, but if needed we can work out an extension with the lenders. If you need to know more information, you can always directly contact the lender regarding your loans.
What happens if I’m late paying back my loan?
It all depends on the number of days after your paycheck but there will be interest and fees for non-payments. Collection activities may even be initiated. Each lender have their own terms for late and no payments, its best to check with them regularly if you feel you will be missing payments.
What happens if I never pay back my loan?
Non-payments of your loans will most result in collection activities and legal actions. Different lenders will have different policies, its best to check with them regularly if you feel you will be missing payments.
How much cash can you advance to me?
Different lenders will offer you options. The amount that you can loan will always depend on your qualifications and application. Based on your loan history, they may offer you a small loan to start with, to establish good credit standing.
What are the fees for the payday advance?
When matched with a qualified lender, their policies and fees will vary from one lender to another. We guarantee that we will match you accordingly with regards to your application.
What if I’m not approved for the loan?
If you are not approved on the first try, please make sure you meet our minimum requirements and reapply. We are happy to review your application again.
What if I’m not matched with a lender?
If you failed to get approved at the first try, here are a few steps you can try.
- To reapply, please fill out our short online form.
- Direct deposit. If you get denied ask your employer to enable direct deposits and reapply.
- Timing. Always apply at normal business hours for a better chance of approval. Monday – Fridays at 8AM to 5PM EST.
- Outstanding balance. If you have an outstanding balance, you must pay it before applying for another loan.
What if I only have a savings account?
We have qualified lenders in our network that approve applications with only savings account. You will be required to provide your bank account and routing number so they can deposit your money.
If I do not have a driver’s license or state ID?
Just be ready with your Social Security Number SSN or a valid passport for the verification process.
Do I need to fax any information?
There is no need to fax any documents. If the lender is unable to verify your information, they may require you to send in additional paperwork.
What are your service hours?
We are open 24 hours a day and 7 days a week. The website is open to receive applications anytime. Once you submit your forms we will present them to the qualified network of lenders.
I’m ready to get started, where do I apply?
Thanks for using Free-credit-report-check.com! Please fill out the form located above this page to get started. We look forward for helping you!