Tag Archives: Prepaid

CIBC Air Canada AC Conversion Visa Prepaid Credit Card Unboxing and Brief Review by Financial Author

Prepaid travel credit card CIBC AIR CANADA® AC CONVERSION™ VISA* PREPAID CARD unboxing and brief review. Financial author Ahmed Dawn’s insights. www.adawnjournal.com
Video Rating: / 5

Fore more info check these links :

#1 UPside Visa: http://bit.ly/1urOb57
#2 Walmart MoneyCard MasterCard : http://bit.ly/1m0eBtm
#3 READYdebit Platinum : http://bit.ly/1wmKcsT
#4 ACE Elite Pink : http://bit.ly/1sBeC83
#5 Vision Premier Visa : http://bit.ly/1ByjfTh
#6 AccountNow Gold : http://bit.ly/1qPFe3a
#7 NetSpend Premier : http://bit.ly/1m0fJNL
#8 Kaiku Visa : http://bit.ly/1wisC6w
#9 Mango MasterCard : http://bit.ly/1tPBuSX
#10 Green Dot Visa http://bit.ly/1qPFu23
Video Rating: / 5

Prepaid Credit Card – A new way to spend

Prepaid credit card is so very different from the traditional credit card, simply because this is completely hassle free and is easily available, on your phone or the web browser.

One can order a prepaid credit card by going online or purchase the same form an authorised agent.

The prepaid virtual visa card is very flexible and gives you access to hundreds of online shopping websites.

Its advantages being

* These cards are very secure

* The cards have no paper trail

* You can visit your favourite shop online and purchase as and when you like

* You can start shopping instantaneously the moment you sign-up.

* Your personal details are never at risk thus complete privacy is maintained.

* You can buy additional prepaid VCC for your family and friends once you have signed up and are enjoying its benefits

* These prepaid VCCs do not require any registration or any bank account

* This card can be used anywhere since its is accepted widely online

* You can have a record of complete transaction history for your records

* This card is reloadable

* The first virtual card that you buy is completely free of cost

Prepaid virtual visa card is a very easy and a safe method of making payments online. The primary benefits of Prepaid Virtual Visa Card being

1. This is a Visa Gateway thus accepted worldwide, by having a look at the logo itself

2. You can prepay this VCC card either with debit or with your credit card. There is no limit, you can spend up to the amount you prepay or put onto the card.

3. The best part is that this card is virtual thus is delivered instantly – the moment you register yourself.

4. The card comes with a card number which consists of 16 digits.

5. You can easily shop without letting out any financial details, since all your personal information is protected by encryption.

6. You are relieved form all hassles of online transactions and you can freely shop and spend as you like it, with just a few clicks.

7. The card is cost friendly thus you could call it cheap VCC.

A virtual credit card can be got easily thus easy to register and get yourself a card without any documentation, unlike other debit and credit cards. The top priority of the providers for these cards is to protect its customers thus this attribute has helped the providers to strengthen themselves in this area of online transacting method.

Prepaid virtual visa card can be got easily thus easy to register and get yourself a card without any documentation, unlike other debit and credit cards. Get more information here.

Related Prepaid Credit Card Articles

Make Your Foreign Trip Comfortable With Prepaid Credit Card

So, you are planning for an exciting foreign trip with your family to explore fun. Well, you have certainly made a great decision, but you need to plan well. Visiting abroad is something that needs several important things to be considered. Using prepaid credit card is quite in vogue nowadays while in foreign trip and you are advised to consider the same thing if you are planning for an exciting trip. It prevents you from carrying cash that is quite risky and makes you travel stress-free and fantastic. When it comes to benefits of the said card, it indeed offers a plethora of benefits that have been described below.

Safety: Carrying hefty cash while on foreign trip is indeed a risky job and you need to be attentive all the time to avoid any mishap. With the arrival of this card, travellers no longer carry cash with them while travelling. It may be possible that travellers get mugged and feel helpless. However, one can definitely avoid any such situation by carrying prepaid card. Even if your prepaid credit card gets stolen, you just need to inform your service provider about the same and they then instantly block the service and also offer a replacement.

Apart from this, there are a large number of service providers offering insurance on these cards, which generally covers an important part of the money that is meant to be loaded on the card. So, even if you face the situation where you card is stolen, still you are entitled to claim the insured amount, which is preloaded on your card. More and more, using such card in many stores can also earn a great credit score. This is certainly true for those people who have bad credit scores. You can definitely improve your credit scores by showing that you pay bills on the given time period. This will be quite helpful for those people who need loan, home rentals or also mortgage services.

Generally vacation tends to make an adverse impact on your bank account so it requires to be planned well to limit your expenses. Prepaid credit card, on the other hand, also helps you set your budget and you can’t exceed the same. This will definitely help you in spending money on the necessary items and prevent your leisure expenses. Moreover, if you face any emergency or financial scarcity during your trip, prepaid card helps you overcome the situation smartly and you can definitely take care of this thing carefully.

Shopping with credit cards is sheer fun. Learn about various positive and negative aspects of credit cards and prepaid credit card and how they should be used.

Prepaid Credit Card – The Concept of The Wonder…

prepaid credit card
by Web Archive Book Images Prepaid Charge card is an impressive

concept introduced all over the world when you no longer have the extreme anxiety of overspending, dripping too much money as well as acquiring a lot of things which may harm your pocket excessive. With a Prepaid Charge card, you need to transfer a certain quantity of loan initially and also after that you could utilize the card to spend the loan in it yet you can only spend as high as it holds. The only catch with this fantastic, spectacular, superb and also fantastic idea of Prepaid Bank card is that you have to pay a starting fee to establish your account, then you are cost-free to invest your cash without troubles. It assists one stay clear of overspending since if you have spent all the cash which existed in your card, it mores than as well as you can not spend anymore up until you re-fill your bank account of the Prepaid Charge card again. For this reason this concept is slowly ending up being extremely and also well-known very rapidly all over the world.Prepaid Charge card is additionally really renowned in all countries particularly USA of The U.S.A. and also England as well as this idea of Prepaid Charge card is soon becoming preferred all over the world as it not only assists one to not overspend but likewise invest their own money without the fear of the best ways to pay the credit scores. One could set up a Prepaid Bank card account then pay for the web bills, telephone costs etc that makes everything the a lot more less complicated for the both sides. It is so simple, comfy and terrific that almost everybody wishes to have this remarkable point called Prepaid Credit score Card. Not only that however it is offered in correspondence with a great deal of banks which assists making it prominent and also readily available to bigger audiences for this reason it is called the idea of remarkable and wonderful suggestions. For additional information on pre-paid bank card as well as others Information please visit ideal prepaid bank card Internet site. Relevant Prepaid Credit score Card Articles

Prepaid Credit Card – A Smart Choice

Yes, credit cards are one of the most useful things in today’s times. You need to shop or travel or eat out or require emergency funds, Credit cards always help you out whenever or wherever. There are two types of credit cards, one is the prepaid credit card wherein you have to deposit the amount of money for which you want a card, which actually decides your spending limit according to your budget. Anyone can buy these credit cards and the credit rating is not at all important to buy this credit card. The process that a prepaid credit card follows is that, initially you need to load the amount on the card as per the limit available and then spend the same on the go.

The only is there is no credit provided to you although it is known as credit card. You can’t spent a buck extra then you have loaded on the card. On the other hand is beneficial compared to a post paid credit card because a post paid card tempts you to spend more and more because it’s all on credit and you don’t have to immediately pay the amount back. Though, in time of emergencies post paid credit cards are more beneficial than prepaid ones. Buying a prepaid credit card, you never run the fear of getting in unnecessary debts and even provide you a chance to improve your credit ratings which includes a certain fee and is considered to be a small loan.

Just like post paid cards, prepaid cards can also be used mostly anywhere and everywhere be it travel, shopping, at restaurants, hospitals and many more places and yes you do get special cash back offers in these cards too. But, it may happen that at certain transactions, prepaid wouldn’t work before authorization and the cost of purchase.

Applying for prepaid credit cards is very simple and hassle free as it does not involve any kind of verifications. Hence there are banks who accept credit card applications from teens also. This makes a very good gift for your child’s birthday or if you child lives in a hostel or in a different city. You just need to load money and give your child the card, which he or she can use whenever required. Again, this is beneficial because you also come to know at what all places your child is spending the money given to him or her. It helps you to keep a check on the spending habits of your child also.

Comparatively, Prepaid Credit cards have their pros and cons, but you can opt them depending on your requirements.

Gulf Money Mart talks about prepaid credit card and compare credit card.

Prepaid Credit Cards UK – UK Prepaid Cards- Video No. 5 of 6 in this series


This is our 5th video in our series about Prepaid Credit Cards Online Usage.

Another advantage of making use of prepaid bank card is that you could make use of most of them on the net. Far even more individuals are shopping online, and that number will keep rising over the following few years. Prior to anybody can shop online they require an electronic approach of paying for their purchases. People without an effectively good credit rating would nit be offered a charge card credit would typically have a tough time buying online and possibly wouldn’t be able to do it at all. Nevertheless, with prepaid credit cards, getting accepted and buying online isn’t really dependent on an excellent credit record so getting one is simple.

This is all discussed in our video clips plus more. If you view the other video clips in our 5 part collection you will learn even more about Prepaid Credit Cards Online which are just cards which the user pre-loads with cash from their employer or bank, and the related subjects of:.

– prepaid bank card benefits and drawbacks.
– the best ways to make use of usage prepaid bank card online.
– where to buy prepaid credit card.
– drawbacks of prepaid credit card.
– prepaid credit card online shopping.
– buying with prepaid credit cards online.

A thing that ticks-boxes for those of making use of credit cards which are prepaid, is the convenience of online prepaid card use on the internet. If you are getting things online, in order to complete an order to purchase you will need to make use of a credit card of one kind or another, soon. The web-user can just process electronic techniques for paying for goods and services. Anyone doing not have credit ratings would generally have a difficult time getting online, and fail to be able to go shopping online. However, with prepaid credit cards, getting accepted and buying online is fast and straightforward.

Related subjects are: prepaid credit cards uk post office, prepaid credit cards post office, anonymous prepaid credit cards uk, and prepaid credit cards for kids.

We suggest you now take a look-see to our internet site at: http://prepaidcreditcardz.org/blog/ where we have even more information waiting.
Video Rating: / 5

Find More Prepaid Credit Card Articles

Maestro, Visa or MasterCard Prepaid Card – Does it Matter?

Prepaid cards are fast becoming the preferred payment option for a number of online and offline transactions and the rapid growth and usage of these cards in various sectors such as Money Transfer, Travel Money, Payroll, Online Shopping, Gaming, Youth and Business is already well documented.

Typically, these cards tend to be branded with MasterCard or Visa scheme badges whilst Maestro seems to be extremely popular in the UK and the question most consumers ask is whether it really matters whether their card is a Maestro, Visa or MasterCard card.

Well the simple answer is, yes it does depending on your usage of these cards.

Risk and attractiveness to Fraudsters
If it is for travel, them maybe global acceptance is very important for you. Furthermore, the chances of a prepaid MasterCard being accepted on gambling, gaming and adult sites is far higher than a Maestro branded card. The flip side is that even in a safe and secure environment, a MasterCard is probably more attractive to fraudsters than a Maestro card. So if you are risk averse and your main usage is for online shopping and or high street usage in the UK, maybe a Maestro card is the right one for you.

Global Acceptance
There are big differences is card acceptance across the globe, so you need to take great care and ensure the card is right for your needs before making a final selection. If we look at some quick stats on worldwide acceptance, we see

– MasterCard: Over 28 million worldwide acceptance locations

– Visa: Over 12 million worldwide acceptance locations

– Maestro: Over 9 million worldwide acceptance locations

Fully branded Visa or MasterCard travel cards are accepted at millions more merchants around the world. Whilst Maestro and Electron acceptance rates are increasing, there are still many destinations where you would experience difficulties using the card to purchase goods.

Maestro acceptance is continuously improving, and card acceptance is currently around 960,000 locations and internet sites in the UK, and 9 million locations worldwide. Over 100 countries accept Maestro. But, many do not, so be sure to check acceptance before purchasing a prepaid Maestro card for your holiday money or international money transfer. Maestro prepaid cards can be used at the ATM internationally, wherever you see the Maestro or Cirrus payment mark.

MasterCard is currently accepted around the globe at merchant outlets and ATM machines, where you see the MasterCard (or Maestro/Cirrus) sign. You can use your prepaid MasterCard at more than 28 million locations worldwide.

A Visa prepaid card works like a Visa credit or debit card, with the exception that each transaction must be electronically authorised. Your Visa pre paid card is accepted at over 12 million electronic merchant locations worldwide, in over 160 countries. Visa Electron is accepted at over 1 million ATM machines displaying the Visa or PLUS payment mark.

Currently, MasterCard not only offer the best global acceptance but also remain the most popular scheme badge for prepaid card programme managers and issuers.

Compare Prepaid Cards at Prepaid365 – the UK’s Prepaid Card Comparison Portal

Divya Sharma is the author and senior editor at Prepaid365 – the UK’s prepaid card comparison portal and an expert in the prepaid card industry.

Do The Smart Thing Get A Prepaid Credit Card

Many wonder if they should get a prepaid credit card. There are many reasons people sign up for these cards today. Some like the convenience of using these cards. Whereas some use them to build their credit scores back up. In contrast, some use it for both these reasons.

The way a prepaid card works is that a person will sign up for a card, pay a small annual fee, fund it and start using it like a regular line of credit. There are no interest fees associated with the card as there would be with a standard credit card because the owner of the card has funded the card with his or her own money. The money spent with the card prevents the person from going into debt because they cannot spend more than they have placed on the card.

It is accepted in any place which accepts traditional credit cards, and also in ATM’s. This is therefore, a convenient card to use. The card however, helps those with bad credit looking to increase their credit score.

The credit score is very important because it is used to determine whether or not a person will be approved for a loan or line of credit. Also, it determines the amount of interest a person will pay on a loan or line of credit. The higher the credit score, the lower interest rate a person will have to pay. Everyone of course wants to pay the lowest interest rate possible.

People can maintain their high credit score by paying their bills on time. Also, people should strive to keep their available balance over sixty percent of their total line of credit. For instance a person who has a credit limit of ten thousand dollars on one account, should try not to charge more than four thousand dollars on that card in order to maintain a high credit rating.

But for those with a bad credit score, getting a traditional credit card might not be possible. For them, a prepaid card could be the answer. The prepaid card is tracked by the credit reporting bureaus just like the traditional cards.

The person who uses the prepaid cards regularly will typically build up good credit when they use it responsibly. The company that issued the prepaid card will see that this person is being responsible with his or her finances and is likely to report favorably on their credit report. In addition, the issuing company might be so impressed that they offer the person a traditional credit card as well.

People can choose from many card companies. And they should realize that even if their credit history is not perfect, they still need to be treated like a top notch customer by the card company. After all, the card holder turning their money over to this company and is not asking for a line of credit. The company that does not treat everyone with respect should be avoided.

The prepaid credit card is one way to spend money conveniently. And one way to build a high credit score without getting into debt.

Get the information about how you can get a prepaid credit card easy and fast. If you want to improve your credit score, using a prepay credit card will help you to achieve your goals more quickly!

Find More Prepaid Credit Card Articles

Prepaid Credit Card or Bad Debt Card: Which is Best?

A prepaid credit card and a bad debt card are the options open to you if you have an adverse credit record and need a credit or debit card. There are many reasons for you needing a credit card, and even those with a very poor credit record eventually find that not having a card can very inconvenient.

Let’s take some examples a where bad debt card or prepaid credit cards would be better than no card at all:

1. Hotel bookings.

Most people book their hotels in advance – in fact if you don’t you are highly unlikely to get a room! When you book online you obviously have to secure the booking using a credit card. If you book by telephone, you will be asked for your card number. So if you have had your cards cancelled, and no regular card provider will give you one because of your past record, then what do you do? No more hotels for the rest of your life? You are better off with a bad debt card or a prepaid credit card than no card at all!

2. Vacation Bookings

The same applies here, and there is not really any need for me to go further than that. You know how it works: you make the booking and then give your card number. No card, no booking. The days are long gone when you book and then pay cash when you arrive.

3. Any Online Purchase

Any online purchase must be made using a credit or debit card. If you don’t have card you can’t buy anything online. Nothing at all!

4. Autotellers

There will come a time, not too far into the future, when banks will not handle cash except from registered retailers, and even that will die out. Cash for the few items that you need it for will be dispensed by autotellers and practically everything else will be paid using a card of one type or another. Even bars are converting to cards: hand it over when you order your drink, and then every other drink goes onto your tab assigned to that card.

Basically, what I am saying here is that you will find life sheer hell without a credit or debit card, and if your credit is shot, as it is for many people, and as it was for me for a long time, you will find ‘normal’ life very difficult. You will need a card for most purchases, online or not, and unless you have good credit you will need either a prepaid credit card or a bad debt card. Without one of these you will be screwed when it comes to purchasing anything you cannot buy in your local store – that includes hotels, flights, vacations, restaurant bookings, online purchases – in fact anything online that costs money – and even getting cash from your bank.

So why are there both bad debt cards and prepaid credit cards? Why not just one or the other? The reason is that some people cannot take a second chance, and when issued a bad debt credit card without a credit check being carried out, they still screw up on the repayments.

These cards don’t offer you a large amount of credit initially, sometimes only $ 500 or £250, but even then they can’t make the payments. They max it out in 5 minutes and then pay nothing for months. Eventually, their credit is totally irreparable, and they have no chance of getting any credit anytime – at least not until the statutory time has elapsed for their record to remain visible.

They can, however, apply for a prepaid credit card, where they fund the card and can then spend up to the amount they have funded. They cannot go beyond that, but what they can then do is make the normal online purchases and bookings that they could with a regular credit card. You can also have your income paid directly into the card account, and use autotellers to withdraw cash and make regular payments by direct debit.

If all this describes you, then a prepaid credit card is an ideal solution to your need for a payment card, and if you haven’t yet shot yourself in the foot you should also be able to successfully apply for a bad debt card. A small credit limit to start with, but stick with it and not only will that limit be increased, but you have already started to repair your bad credit score. Maintain your payments regularly, and you will soon be able to apply for a regular card.

For more information on the benefits of bad debt cards and prepaid credit cards visit Global Credit Guide where you can solve your problem by accepting any of the great cards waiting for you.

More Prepaid Credit Card Articles