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Do you know how to get your free credit reports from Experian, Equifax and Transunion? You can pull up your free credit reports every 12 months absolutely free through the government’s annualcreditreport.com website.
You have to enter your name, current and previous address, social security number and verify some information in your credit report to verify your identity and then you can see what your creditors are reporting about your financial habits.
You’ll be able to see your mortgage accounts, revolving accounts such as credit cards, installment accounts such as student loans and car loans and other accounts that don’t fit any of these categories.
You’ll be able to see your 81 month payment history if you’ve had accounts open that long.
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Use these ideas and processes to enhance your credit score. Component 1 of 3.

1. Spend Your Expenses timely

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