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Stay Away From Credit Card Fraud with BIN checker

In these recent years, credit card fraud has become a major problem, with more and more people falling victim of this type of fraud every year. It is true that there is no fault of your own but in some situation the cause why people fall victim to scams and the answer is they have not been careful with their personal details and with their bin numbers for credit cards and as a result fraudsters benefit.

As all of you know, credit card fraud levels are still common and it is essential that the cardholders should be more cautious with their bin numbers for cards and the details. If you are not going to keep all the details of your card, then you might be the next victim of credit card fraud.

There are some types of credit card fraud, whose levels are superior to others, and this consist of CNP – also known as Card Not Present fraud. And this happens because of some activities do not require the actual card to conduct a transaction. Telephone or online purchases can be made directly by your credit card.

In recent days, it has been noticed that there are lots of people whose numbers are increasing at online shopping. They shop for different items ranging from entertainment to clothes and even groceries. Bin numbers for credit cards is very important and more warning is required with online card shopping and transaction.

This comprises ensuring that the site you utilize is a safe site, and also not connecting to websites from emails and then putting in your card features. You should also keep away from saving your card features on any other sites that you buy from if you have a joint computer, as this can also increase the danger of becoming a prey of credit card fraud if someone with shameful meanings gets grasp of the features.

There is one more fact that you should take care of when making purchases or ordering through phone. Don’t give information related to your credit card if someone has called you out of the blue stating that we are from some company or other, because unless you have phoned the solid yourself you really have no idea to whom you are talking to.

In general, be cautious about bin numbers for credit cards and shouting out your credit card features on the telephone when there are other people or third party around you. This can make trouble for you. It has been noted in many cases that many people arrange their credit card reports by simply lobbing them in the waste paper basket.

On the other hand, some of the fraudsters will go as far as to search through your trash to find your bank identification number, which they will use to place card fraud. You require ensure that you shred all credit card reports and arrange of them cautiously in order to shun this occurrence.

For more information on BIN Checker or BIN List, please visit our website.

Put Your Credit Card Away And Get Your Free Credit Report

It’s pretty safe to say that by now almost everybody in America that even remotely pays an interest to their credit knows that they’re entitled to a credit report report every year from each of the three credit bureaus. That law was voted in 2005, to protect the consumers and give them the possibility of keeping track of their credit history without necessarily having to pay for it.

What the legislators probably didn’t anticipate, is that this law would create a whole new industry based on the false promise of a free credit report. It seems that instead of empowering the consumer, this law has instead created more confusion. There are so many companies out there advertising free credit reports, but as it turns out, you always have to hand out your credit card information!

I don’t know about you, but anytime I’m asked for my credit card information, I know there’s a payment coming down the line. And if there’s a payment, how can the thing be advertised as free? As it turns out, it’s a free trial for a credit monitoring service, where the free credit report is the lure that draws unsuspecting customers in.

Once you hand out your credit card information, those companies are banking on the fact that you will forget to cancel before the trial period expires. That’s when they will charge you for a service that you probably don’t need or worse, that you probably didn’t even know you had signed up for.

If you need a totally free, no strings attached credit report, you’ll have to go the Annual Credit Report’s website (it’s a government website) where you’ll be able to order your 3 free credit reports (one from each bureau) per year. You don’t have to order all 3 at once, so you can conveniently space them 4 months apart and this way have a very good view of how your credit history is evolving.

There’s one big drawback to the information provided by this website: you will get your credit reports, but they do not include your credit scores. In fact, credit scores are never free. Getting them always requires a purchase. The law that was passed back in 2005 doesn’t specify getting a credit score.

So the companies that you see advertising actually offer a free annual credit report and score, and many people, since they know about the law, wrongly assume that the companies are referring to the free annual credit report that they’re entitled to. And inevitably, a percentage of them will not cancel at the end of the trial period, and that’s how those companies make their money.

I’m not saying that credit scores are not worth paying for. The fact of the matter is that there are plenty of good reasons for purchasing your credit reports and/or scores, or to sign up for a credit monitoring service. But it’s simply not right to advertise something as being free when in reality it isn’t.

If you’re considering signing with one of those companies, do your homework and read the fine print so you know exactly how much the service costs and what you get out of it. If you’re looking for free credit reports, the type that doesn’t require a credit card, look for for free credit reports that don’t come tied with a trial period.

Get more information on the no trial offer to get your free credit report by visiting my personal finance blog.