You don’t have one credit rating – different lenders will give you different credit scores. But they all look at the same sorts of information to decide your credit rating. Find out what will – and won’t – affect your credit score, and how to improve yours. This means you’ll be more likely to be offered the best credit rates.
For information on your credit score and improvement tips, visit:
Steps to a Healthier Credit Score
If you’re asking yourself “how to” or looking for tips to improve your credit rating, you’ve already taken the first step. It means you understand that, while you may not be able to improve your credit score overnight, learning about how to improve your credit score matters..
TransUnion thinks that everyone’s credit profile should be managed in its own way. But no matter who you are, there are a few things you should pay attention to when trying to improve your credit score.
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You have three credit reports and you have the power to influence the information that ends up on those reports. How? By taking seven steps to a healthier credit core.
In the real world, things happen. Maybe you had credit problems in the past, recently lost your job, or had unexpected medical expenses. Perhaps you were a victim of fraud or identity theft, didn’t realize it for awhile and are just getting those credit issues straightened out. On the other hand, maybe you already have credit that is pretty good, but want to make it better before applying to a loan.
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