With the upcoming holidays, people are very busy booking their flights and paying for their travel arrangements. Online reservation and payment of flights is the most preferred method by vacationers because of its convenience. However, many identity thieves take advantage of these processes and use them to commit credit fraud. You can prevent credit card fraud by following certain preventive steps.
1. Book your tickets at reputable Web sites.
Most people are attracted to seat sales and discounted flight tickets. These are usually offered in conjunction with hotel reservation and tour packages. Always double and triple check before making a payment for these types of offers, so that you don’t fall victim to a bogus trip. To prevent online booking fraud, you should be critical in assessing whether or not the website offering this promo is genuine. If the travel website is new to you, you should do a thorough research online regarding the travel website’s authorization to sell airline tickets and travel packages.
2. Make payments over secure sites only.
When it’s time to pay for your booked flights, you are usually redirected to a secure online payment form. There are three important indicators that a Web page is secure. This page should contain a lock icon in your browser’s window frame located at the right side. The web address or URL of the webpage should also start with https, in which “s” stands for “secure.” (In some browsers, the color of the security status bar changes to green when a website has updated security features.
3. Sign out of websites where you logged in.
When you log on to a website, make sure you log out each time. This is very important, especially when you register confidential details. Never think that closing a browser is enough to remove all traces of your login information. When you pay for your booked tickets online, you usually use your credit card. Thus, after paying for your holiday tickets, sign out of the website and clear the browser cookies and cache. This can help prevent credit card fraud.
4. Don’t reply to emails asking for your credit card details.
Phishing is a common technique for online fraudsters to steal your information. In line with the holidays, they may pose as an online booking company asking for your credit information and verification to change your flight details. Never reply to these emails.
5. Update your anti-virus and anti-spyware programs.
Before booking your flights, make sure that your anti-virus and anti-spyware programs are updated. Anti-spyware programs protect from credit fraud by preventing the installation of malwares that can spy your computer activities, thus protecting any credit card information that you’ve entered into online forms.
6. Keep receipts for online ticket payments and review billing statements.
Make a habit of saving a copy of the online payments you made for your holiday tickets. This way, you can check if the correct amount was charged to your card. You can compare this with the payment reflected in your credit card statement to spot for discrepancies and ensure that no fraud occurred after the booking.