How to Lower Your Credit Card Interest Rates

Debt Free for Life’s David Bach show you how to lower your credit card interest rates in six steps. For more great videos, visit WalletPop.com.
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Today’s question is: What Is An Introductory APR?
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Many credit cards come with a 0% introductory APR, or annual percentage rate, but what does this mean? How does it compare to a regular APR? There are some important differences when it comes to how these two rates are used to calculate your interest, and you could potentially have both rates active on your account at once.

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