Why Identity Theft Protection Services?
Identity theft happens more often than you’d probably imagine. If you don’t keep track of what’s going on with your personal information, it’s likely you can become a victim. Sometimes the impact is colossal. You could find out someone has been using your ID to run up hundreds of thousands of dollars of debt in your name. Other times, the ID theft is so inconsequential that you may not even notice it if you’re not paying attention. For instance, someone in another state could use your credit card number for a Red Box rental.
ID theft protection services keep track of your name, phone number, address, credit card numbers, email, social security number, loan information, criminal record, driver’s license number, bank account information, vehicle registration, medical information and more. The best identity theft protection services will also handle recovery and restitution assistance if you need it. With this type of service, you can rest assured that your personal information is more secure.
Identity protection is more than just monitoring basic data. If you really want to protect your personal information, you’ll need identity theft protection that not only focuses on the broad scope, but which also focuses on the details. We’ve reviewed a variety of services and have found that the best identity theft protection companies include LifeLock Ultimate, Identity Force and Identity Guard. For more information, you can also read our articles about ID theft protection in our learning center. You can also see our side-by-side comparison and read our in-depth identity theft protection reviews.
Identity Theft Protection Services: What to Look For
It’s essential that you use a trusted service for your ID theft protection. The company should have security features that protect your data. It should also have convenient, helpful customer service for quick set up and assistance if you need it. Below are the criteria TopTenREVIEWS used to evaluate identity fraud protection services:
Identity protection services should include certain features to ensure that your information is safe. This can include placing fraud alerts, fraud monitoring, the ability to place a credit freeze and more.
Although it’s best to never need recovery assistance, it’s essential that you find a service that provides concrete and well-practiced procedures to help minimize damage in the event that someone steals your identity. The company should be able to provide you with the specific steps it takes to freeze your credit cards, alert your banking institutions, notify credit bureaus and so forth. It should also have a policy on how it helps you dispute unauthorized transactions and notify creditors.
Help & Support
An identity protection service is only as good as its customer support. The service should have prompt and helpful support that you can reach at any time.
Not all identity protection services are created equal, and some protect more information than others do. While most companies will keep your basic information confidential, some offer additional services to protect other documents and data.
Most identity protection services include extra features to help you prevent ID theft, such as removing your name from mailing lists. Some protection services offer specialized plans to help you keep your entire family safe from identity theft.
Identity theft protection services take your good name and put it under lock and key. Instead of worrying and working to keep yourself safe, you can use a reliable, friendly service to do it for you. Find the identity protection service that best suits your needs right here.