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The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation’s credit reporting companies. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the FCRA with respect to credit reporting companies.

A credit report includes information on where you live, how you pay your bills, and whether you’ve been sued or have filed for bankruptcy. Nationwide credit reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.

Here are the details about your rights under the FCRA, which established the free annual credit report program.

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The three nationwide credit reporting companies have set up a central website, a toll-free telephone number, and a mailing address through which you can order your free annual report.

To order, visit annualcreditreport.com, call 1-877-322-8228. Or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. Do not contact the three nationwide credit reporting companies individually. They are providing free annual credit reports only through annualcreditreport.com, 1-877-322-8228 or mailing to Annual Credit Report Request Service.

You may order your reports from each of the three nationwide credit reporting companies at the same time, or you can order your report from each of the companies one at a time. The law allows you to order one free copy of your report from each of the nationwide credit reporting companies every 12 months.
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Image from page 276 of “Reports of the missionary and benevolent boards and committees to the General Assembly of the Presbyterian Church in the United States of America” (1891)
annual credit report gov
Image by Internet Archive Book Images
Identifier: reportsofmission1919pres
Title: Reports of the missionary and benevolent boards and committees to the General Assembly of the Presbyterian Church in the United States of America
Year: 1891 (1890s)
Authors: Presbyterian Church in the U.S.A Presbyterian Church in the U.S.A. Board of Home Missions. Annual report of the Board of Home Missions of the Presbyterian Church in the United States of America Presbyterian Church in the U.S.A. Board of Foreign Missions. Annual report of the Board of Foreign Missions of the Presbyterian Church in the United States of America Presbyterian Church in the U.S.A. Board of Education. Annual report of the Board of Education of the Presbyterian Church in the United States of America Presbyterian Church in the U.S.A. Board of Publication and Sabbath-School Work. Annual report of the Board of Publication and Sabbath-School Work of the Presbyterian Church in the United States of America Presbyterian Church in the U.S.A. Board of the Church Erection Fund. Annual report of the Board of the Church Erection Fund of the General Assembly of the Presbyterian Church in the United States of America Presbyterian Church in the U.S.A. Presbyterian Board of Relief for Disabled Ministers and the Widows and Orphans of Deceased Ministers. Annual report to the General Assembly Presbyterian Church in the U.S.A. Board of Missions for Freedmen. Annual report of the Board of Missions for Freedmen of the Presbyterian Church in the United States of America Presbyterian Church in the U.S.A. Board of Aid for Colleges and Academies. Annual report of the Board of Aid for Colleges and Academies of the Presbyterian Church in the United States of America Presbyterian Church in the U.S.A. Special Committee on Systematic Beneficence. Report of the General Assembly’s Special Committee of the Presbyterian Church on Systematic Beneficence Presbyterian Church in the U.S.A. Permanent Committee on Temperance. Annual report of the General Assembly’s Permanent Committee on Temperence for the year ending ..
Subjects: Presbyterian Church in the U.S.A
Publisher: Philadelphia : Presbyterian Board of Publication
Contributing Library: Princeton Theological Seminary Library
Digitizing Sponsor: Internet Archive

View Book Page: Book Viewer
About This Book: Catalog Entry
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Text Appearing Before Image:
,000 for the United War Fund, the Chinese raised over a mil-lion dollars, a remarkable response at a time when China is poverty-stricken and torn by internecine strife. The influence of American democracy and Christian ideals uponChina is reflected in the make-up of her delegation at the peaceconference in Paris. Two of the six members of Chinas delega-tion are Christians, two are products of Christian mission schools,while three are graduates of American universities. Informationis lacking on two of them, but the ideals of American democracy,as spread by missionaries, can hardly have failed to aflfect thempowerfully. Lu Tseng-hsiang. Minister of Foreign Affairs and head of thepeace delegation, married a Belgian woman, the daughter of a dis-tinguished officer, and they arc bringing up their daughterin the Christian religion. Dr. C. T. Wang is an earnest Chris-tian and was at one time general secretary of the Y. M. C. A. inChina. After graduating from Peiyang University, a Chinese gov-

Text Appearing After Image:
REV. WILLIAM A. SHEDD, D.D.Mlssionarj of the Board in West Persia from 18!)2-1918 Dr Shedd died of cholera on August 7. 1918. as he was accompanying a party ofrefugees from Urumia to Hamadan EIGHTY-SECOND ANNUAL REPORT 17 ernment institution, he came to this country and took a degree atYale University. The brilliant Dr. Vi Kyuin Wellington Koo, Chinese minister tothe United States, the youngest diplomatic representative ever sentto Washington by any nation, studied at a Christian school inChina, St. Johns College, Shanghai, and afterwards at ColumbiaUniversity, where he completed four years work in three, becameeditor-in-chief of the Spectator, the college daily, and wrote edi-torials notable for excellent English, was a member of winningvarsity debating teams, and was, altogether, as much a credit tothe university as he was to China. On returning to China heimmediately became an outstanding figure. He was President YuanShih Kais private secretary and tlien appointed Minister to Mexic

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