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Smart Homeowners Know When To Refinance with David Bach

< object type =" application/x-shockwave-flash" design =" size:425 px; height:355 px;" information="// www.youtube.com/v/pI_eIAq1IzA?color2=FBE9EC&version=3&modestbranding=1" >< param name =" motion picture" value ="// www.youtube.com/v/pI_eIAq1IzA?color2=FBE9EC&version=3&modestbranding=1 "/ > David debunks the procedure of refinancing your residence loan. Lean ways to determine the break even factor of re-financing your home mortgage. Figure out exactly what inquiries you must ask a liable loan provider prior to you re-finance along with various other beneficial tips regarding refinancing your mortgage.

Remember, homeownership is still the single crucial investment you could make in your lifetime. Try to find other webisodes in this collection by looking for “Smart Homeowners” or go to finishrich.com
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Bad Credit Car Loans – How Do Auto Loans Work – Bad Credit Auto loans

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Calculate The True Mortgage Interest Rate!.

http://water4yourbestlife.com/?site=CAYM http://samassil.com Sam Assil, accredited Real Estate Broker utilizes an amortization timetable to show ways to determine real actual mortgage rate of interest on your loan today. He shows exactly how the actual rate paid is much above the illusion rate stood for due to the bankers magical worsening number effect. Video clip Score:/ 5

How to Raise Your FICO Score | America’s Money Class | Oprah Winfrey Network

Suze Orman explains how to raise your FICO score by paying your newest bills first. For more on #America’s Money Class, visit Oprah.com.

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Hard Inquiries. How to Remove Hard Inquiries from credit report in 30 days!

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How To Use A Home Equity Line Of Credit (HELOC) To Pay Off Your Mortgage In 5-7 Years

Get our FREE book that reveals how to pay off your home in 5-7 years on your current income: http://bit.ly/2g92pbQ

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If you are wanting to pay off your home faster on your current income, you should look at getting a home equity line of credit or a HELOC as they are called and you can pay off your home in 5-7 years. This video shows you how.

Transcript

Hey gang, Michael Lush. I’m a fourteen recovering mortgage banker. What I want to talk to you about today is the basics of what we teach, using a home equity line of credit to pay off your mortgage in five to seven years literally without changing your budget. What I want to explain to you guys today is a little concept that I came across about four years ago. I had a mentor of mine, a very wealthy individual, explain this to me. One this that he explained to me is that a checking and savings account is actually a liability. I always thought of it as asset which really surprised me.
I thought if you had a bunch of money in your checking and savings account, that’s quite a bit of an asset. In fact I was completely wrong because today banks are giving you about a zero percent rate of return on your checking and savings account. However inflation is going up on average about one point six percent. Technically your money is moving backwards. What he explained to me is that money cannot remain stagnant, it’s either got to north or south.
You’re actually losing money every day by putting your money in a checking and savings account, thus your checking and savings becomes a liability. What we’re going to do is we want to show you how to bypass that systemic problem and actually use a home equity line of credit as your checking account, because what’s cool about a home equity line of credit is it’s open ended. Money can move in and out freely, twenty four seven, three hundred and sixty five days a year. Instead of using your checking account and allowing the bank to then turn around and give your own money back to you in the form of mortgages, credit card and car loans, we’re actually going to use a home equity line of credit. You’re going to deposit all of your money into a home equity line of credit just like it was your checking account and then you’re going to pay your bills out of it just like you would as a checking account.
By doing that you’re actually going to accelerate the payoff of your mortgage and cut your mortgage at least by one third. Hold up. I don’t think that’s right. You’re cutting by two thirds actually. You’re getting it paid off one third at a time. Instead of having thirty years to pay for a mortgage you’re actually going to get a home equity line of credit using your existing cash flow and nothing more, not paying more, not paying less, just changing where your cash goes and you’re going to get a home equity line of credit paid of in five to seven years.
Now this is the basic concept of what we teach. We actually go further in depth and we get in some extremely advanced strategies that can accelerate it even further. This is a great tool to build wealth and we get into those as well. Be sure to check out our other videos and subscribe to our channel here. Look forward to hearing from you. Take care gang, God bless. Thanks for watching the video, if you like that one I actually picked two more for you that you can watch right here. No.
Speaker 2: The other way, point the other way.
Michael: This way?
Speaker 2: Yeah.
Michael: Actually I picked out two more for you that I’d like for you to watch. When you get done I’d also like to you subscribe to our channel, take care.

The Best Secured Credit Cards In 2017 Comparison – 850 Club Credit Consultation

The Best Secured Credit Cards In 2017 Comparison - 850 Club Credit Consultation

< things kind="application/x-shockwave-flash" design="width:425 px; height:355 px;" information ="// www.youtube.com/v/dkKUk8u7GOU?color2=FBE9EC&version=3&modestbranding=1" >< param name="motion picture" worth ="// www.youtube.com/v/dkKUk8u7GOU?color2=FBE9EC&version=3&modestbranding=1"/ > Certified FICO Specialist, Calvin O’Neal Russell Jr, discusses the most effective protected bank card to start with in 2017 as well as discusses some of the comparisons.

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Personal Loans: The Keys to Success in a Competitive Market – Ken Lin, Credit Karma

Credit Karma’s Ken Lin on ‘Personal Loans; The Keys to Success in a Competitive Market’ at LendIt USA 2017 in New York City. LendIt USA is the world’s biggest show in lending and fintech.

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